How long does it take FNB to approve a loan?
Underwriting & Approval
Once you’ve submitted your application we take it from there. Our goal is formal approval within 10 business days.
How do I check if I qualify for a loan?
Your credit score: Evaluating your ‘creditworthiness’ to see how much debt you have and how you’ve handled debt and repayments in the past. Your income: How much you earn will determine how much credit you can take on. Do you make enough money to repay your loan and still have enough left for other expenses?
Can I get a loan at FNB without a payslip?
Proof of income: Latest 3 months’ payslips or 3 months’ bank statement; or. ITA 34- or 3-months bank statement if you’re self-employed.
Which loan can I get instantly?
Specta is an online lending platform that gives you loans of up to 5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office. With Specta, you can take care of urgent personal and business needs anywhere, anytime.
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