What are requirements to qualify for a credit card in Standard Bank?
Remember to have the following ready:
- A copy of your South Africa ID (or your passport if you are not a South African citizen)*
- A recent payslip.
- 3 months bank statement.
- Proof of residence not older than 3 months.
- You must earn R5 000 or more per month.
How much interest do you earn on Standard Bank credit card?
Our service fees range from R40 to R199 per month depending on the Credit Card. Interest rates are personalised ranging from a minimum of 11.75% (prime – 0.25%) to a maximum of 22.25% (Repo rate + 14%) as per the NCA regulation. Your monthly repayment for your Credit Card is a minimum of 3% of your outstanding balance.
How do you know if you qualify for a credit card?
People with high credit scores, a positive credit history, and high income can typically qualify for more kinds of credit. While those with a low credit score, missed payments, and low income, may be more limited in the type of card they can get.
Can you withdraw from Standard Bank credit card?
Accepted worldwide
And if it’s super urgent, you can even withdraw cash from ATMs.
standard bank credit card
Leave a Reply